
Believe it or not, some insurers won’t pay your vet examination fee related to a covered illness or injury.
That’s the period of time right after you sign up but before full coverage starts. It lasts 14 days for illnesses But only 5 days for accidents, because we know things happen!
This is the fixed portion of the vet bill which the pet parent is responsible for. Some companies require you to pay a deductible for each new injury or illness that occurs. They call it “per condition”, we call it “not cool!”
This may sound confusing. Co-insurance is the portion of the vet bill which the pet parent will be responsible for vs. what the pet insurance will pay.